Genesee County Habitat for Humanity is currently accepting applications for the Flint Home Improvement Fund from residents with a household income that is at or below 80% of the area median income. We also are seeking funds to be able to provide no-interest loans to residents of all income levels. For questions or additional information, please contact us at (810) 766-9089 ext. 213 or info@Flint-HIF.org.
- Applicant(s) must own and occupy a home in the city of Flint.
- Homeowner(s) must pre-qualify and agree to pay for the cost of repairs (including change orders) with low- or no-interest rates for up to 84 months.
- Homeowner(s) must be either a U.S. Citizen or a Permanent Legal Resident.
- An eligible home must be a single family residence (SFR).
- The property must be habitable.
- Income guidelines vary based on funding availability. Repayment is on a sliding scale based on the gross household income and the area median income (AMI) for Genesee County as indicated by the Department of Housing and Urban Development (HUD) within the given year applied.
How to determine your repayment amount
Step 1
How many people live in your household?
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
Step 2
What is your total annual household income?
| Household Members | |||||||||
|
Income |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
Repayment |
|
< 30% AMI |
$15,060 |
$17,190 |
$19,350 |
$21,480 |
$23,220 |
$24,930 |
$26,640 |
$28,380 |
3% |
|
50% AMI |
$25,100 |
$28,650 |
$32,250 |
$35,800 |
$38,700 |
$41,550 |
$44,400 |
$47,300 |
3% |
|
80% AMI |
$40,150 |
$45,850 |
$51,600 |
$57,300 |
$61,900 |
$66,500 |
$71,100 |
$75,650 |
3% |
|
100% AMI |
$50,200 |
$57,300 |
$64,500 |
$71,600 |
$77,400 |
$83,100 |
$88,800 |
$94,600 |
100% |
|
120% AMI |
$60,240 |
$68,760 |
$77,400 |
$85,920 |
$92,880 |
$99,720 |
$106,560 |
$113,520 |
100% |
Homeowner(s) must be current with the following:
- Mortgage loan payment (if homeowner is still making payments)
- Homeowner’s insurance policy
- Property taxes
For questions or additional information, please contact us at